Commercial Programs

Silver Hill offers a variety of programs to accomodate your clients' commercial real estate needs.

Multifamily Elite Program

Loans up to $5 million on multifamily properties of 5+ units. Borrowers can qualify based on minimum DSCR of 1.2 and 680+ credit score. Available LTV up to 80%.

Commercial Elite Program

Loans up to $5 million on a wide variety of commercial property types. Borrowers can qualify based on DSCR of 1.2 and 660+ credit score. Available LTV up to 75%.

Multifamily Flex Program

Loans up to $750,000 on multifamily properties of 5+ units. Borrowers can qualify based on a flexible underwriting approach (DTI or DSCR underwriting), with a 680+ credit score. This program allows unlimited, unrestricted cash-out refinances up to 70% of the property value. To find out if your borrower qualifies or to price a deal, try our QuickSilver Qualifier pricing tool today. You can also learn more about this program by utilizing our self-paced learning modules.

Commmercial Flex Program

Loans up to $750,000 on a wide variety of commercial property types. Borrowers can qualify based on a flexible underwriting approach (DTI or DSCR underwriting), with a 680+ credit score. This program allows unlimited, unrestricted cash-out refinances up to 70% of the property value. To find out if your borrower qualifies or to price a deal, try our QuickSilver Qualifier pricing tool today. You can also learn more about this program by utilizing our self-paced learning modules.

SBA Program

Small business loans up to $5 million. Borrowers can qualify based on DSCR of 1.2 and 660+ credit score. Available LTV of up to 90%. This program is ideal for professionals seeking to purchase their office location (including equipment).

This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must submit a written application and all required documentation. All information submitted by loan applicants is subject to verification. All loan applicants must qualify under our underwriting requirements and satisfy all contingencies of loan approval. Loan approval will be subject to satisfactory appraisal, title review and no change in financial condition. Some loan types may not be available in all jurisdictions. This loan program is subject to change without notice. This loan program is for business purpose and commercial loans only. In connection with an application submitted to us, we may act as a loan broker and not as a lender. © Copyright 2003 - 2008 Silver Hill Financial, LLC. All rights reserved.